Financing that Fits Your Budget

Why Finance Your HVAC or Plumbing System?

The cost of a new plumbing or HVAC system probably isn’t an expense you planned for. Our financing options can help you get the right solution for your home, and even help you save money in the long run by increasing energy efficiency and lowering maintenance costs. 

  • Financing Can Save You Money
    Financing your new system can help you lower your home’s energy use and reduce costs by lowering the need for frequent repairs. As HVAC units age, they lose efficiency and can cost you money in energy bills and maintenance. 
  • Financing Allows for Manageable Payments
    Break a large investment up into small, managemeable payments that work for your household’s budget. 
  • Financing Helps You Enjoy Home Comfort
    Financing allows you to put the comfort of your family first. You won’t have to sacrifice your comfort because you are unable to afford a large lump sum for a new system.

Financing Options from Thomas & Galbraith Heating, Cooling & Plumbing

We provide our clients with several options for financing. 

  • All major credit cards are accepted including: Visa, MasterCard, Discover, and American Express.
  • Personal checks and cash are accepted.
  • HVAC and Plumbing Financing available with approved credit through GreenSky.
  • Carrier Financing available with approved credit through Wells Fargo.


Thomas & Galbraith Heating, Cooling & Plumbing partners with GreenSky to offer affordable financing to our clients. GreenSky is the servicer for one of the nation’s largest bank lending programs. Banks in the GreenSky® Programs have financed more than one million home improvement projects. They service loans on behalf of more than a dozen leading banks across the nation.

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GreenSky® Credit Program Finance Module Usage Guidelines

By using the GreenSky® Credit Program Finance Module product, you(the merchant and/or merchant’s assignees) agree to follow the below conditions during implementation:

  1. Do not alter the embed code created using this tool in ANY way — Should GreenSky’s branding, compliance language or plan terms change, GreenSky® retains the ability to update imagery in the module remotely.
  2. Module should not be placed in proximity to any content or imagery that may be damaging to GreenSky, LLC or the GreenSky® Program brand — The GreenSky® Program Finance Module should not be implemented on any page or site that may, by association or otherwise, result in damage to GSTC or the GreenSky® Program brand.
  3. Merchant agrees to adhere to the GreenSky® Program Merchant Marketing Guidelines to ensure ethical and best practices are followed.

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