Financing that Fits Your Budget

Cincinnati & Dayton HVAC Financing

At Thomas & Galbraith Heating, Cooling & Plumbing, we truly understand the financial challenges that homeowners in Greater Cincinnati and Dayton face when it comes to investing in a new HVAC system or addressing major repairs. Your home comfort is a top priority for us, and we're here to lend a helping hand. That's why we're delighted to offer flexible financing options that are tailored to make this process easier and more affordable for you.

HVAC Financing Options We Offer

Low Monthly Payments

Spread the cost over time with extended-term plans that offer budget-friendly monthly payments. This option makes upgrading your system more affordable while giving you the flexibility to pay at a pace that works for you.

No-Interest Plans

Take advantage of no-interest financing options, which may also include extended repayment terms. This choice allows you to enjoy a new system without additional costs, helping you save while staying comfortable.

Support for Challenging Credit Situations

We believe everyone deserves access to a comfortable home. For those with less-than-perfect credit, we offer financing solutions with additional support to ensure you get the system you need when you need it most.

Our goal is to ease the financial stress of a system replacement and provide you with options that work for your unique situation. Contact us today to speak with one of our Comfort Consultants and learn more about how we can help!

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Financing from Goodleap

Goodleap is on a mission to help homeowners save while helping the planet thrive! They offer flexible payment options for sustainable home upgrades so you can apply in minutes and get approval in seconds. Get started today using the button below OR contact us at Thomas & Galbraith for further details about available Goodleap payment options.

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Friendly Service. Certified Technicians. Happy Clients.

Kim W.

We had another HVAC repair company out 5 times, each time charging more money and telling us if each thing didn’t work, we would need a new system. Brendan from Thomas & Galbraith came out today and in a short time diagnosed the real problem. Very professional and explained everything. I would highly recommend Thomas & Galbraith.

Alyssa M.

We had Thomas & Galbraith come out for a second opinion, and they definitely should've been the first! They came out just hours after I called and Brendan quickly identified the problem and provided us with a simple solution. We will definitely be calling him back out in the future for any HVAC needs.

Megan S.

We had a pipe start leaking in our basement today and we needed immediate service. Don showed up quickly and was able to fix the problem efficiently. He was kind and respectful! Thank you Don for your hard work and fixing our issue! We appreciate it!

Danielle A.

We had a complex issue with our bathroom plumbing, after no response from the 1st company we called, we called Thomas & Galbraith and had someone out that day! Brian came out and figured out what needed to be done, he came back the next day to do the repairs. A company is only as good as its word, and this company stands behind everything it says & does!

Jenny H.

We have used Thomas & Galbraith for a few different services (AC issue, HVAC and duct cleaning, emergency pipe break, heating issue) and have always been extremely pleased. They are prompt, knowledgeable, honest, and have always done great work. We highly recommend them!

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Our Guarantees

No Guesswork

When we say "This is how much it is" that's how much it is. Period.

"It Will Work"

No excuses or stories, just service when you need it!

100% Money-Back Satisfaction

We'll make it right or remove the system and return 100% of your money.

Client Respect

If we dirty it, we'll clean it. If we damage it, we'll fix it. Plain and simple.

Safe and Secure

The right company and the right people in your home, ensuring your job is done right and your peace of mind is protected.

Award Winning & Industry-Leading

Who Is MAX?

Max is an important part of our team. He is more than just a cartoon character. Max represents our commitment to quality work, craftsmanship, pride, and our passion to serve our clients and community. We celebrate this mentality through Max because these are the values that drive us to be the area’s most complete and comprehensive home service company. So, now when you see Max, you’ll know the story behind the man with the mustache!